OnlineTayari, a web and mobile app platform to provide solution for online preparation for different competitive exams has managed to bag major funding recently. The investors being the likes of Mohandas Pai and 500 Startups among others.
OnlineTayari has already been downloaded over a million times in the google play store, a demonstration of the fact that the app is reaching out to the students solving their basic problems related to exam preparation. Yogesh Lodhi, a Pune based Civil service aspirant said “OnlineTayari is helping me a lot. I am a software professional, and with the current traffic mess in Pune, I spend over 2 hours commuting and I utilize this time by going through this app. The quality of the app is really good”. Abhishek Choubey, a Senior Software Engineer from Gurgaon said that he is done with the hullabaloo of IT sector and wishes to join a government organization. But the hectic schedule is precluding him to join coaching classes to train himself for the tough selection procedures. He said that he has started using OnlineTaiyari very recently and has found it a quality online platform which can be used on the go.
With growing digital penetration and access to internet, online education is spreading its feet. Though it is in its infant stage in India, given India’s huge demographic dividend, online education is a very large market. There are a lot of ‘edu’ startups that have come up in metros. But Bengaluru seems to be the breeding ground for such startups.
Education sector may seem to look as a static sector, with fixed syllabus for various exams since many years. However, with the element of digitization creeping in, it is a highly dynamic sector, and in order to survive, various coaching institutes, whether online or otherwise, have to be dynamic and dance with the tune of time. Stories of coaching institutes shutting down are not so rare.The success of Startups like OnlineTayari is something to be conjectured upon. However, one thing is for sure that with the kind of fundings they are receiving by VCs, their hopes are definitely high. And by imparting quality service, it can turn out to be a ‘holy’ cash-cow.
Top Tips For 2018: Student Loan Hacks
Taking a loan is not a bad thing, sometimes it becomes a tool to grow faster and sometimes it is the only option you have. People take different kinds of loans in order to fulfill their immediate or long term goals. From taking loans from institutions to taking personal loans for starting a business and from taking home loans to taking a loan for your education.
Student life is not a piece of cake, especially when you have taken loans. Taking loans can be easy, but it is the part that comes after that is difficult. Repaying loans is not easy in any way, and when the interest keeps adding up, the situation only gets worse. Click here to find out more. Here are some student loan hacks you can follow.
Pay While In School
One way you can minimize your student loans is if you start to pay the interest while you are in school, so your loan does not get bigger. Many student loans provide the option to students where they can defer paying while they are still in school. However, if you are a graduate student, the interest on your federal student loans is very much your responsibility. If you pay now, it will be a lot better and easier because no excessive will be added in your principal balance.
Most students go straight towards loan options when you have so many other better options. Before you consider applying for loans, try applying for scholarships and other programs. They can help you just as much, and there will not be any debt on your shoulder that you will need to pay back.
Earn Cash Back
Did you know that you can get paid for the things you normally do every day, such as shopping and eating out?! Well, you can, and you should start thinking about it too! Maybe the dollar amounts are not that huge, but every big thing starts small. If you link your credit card to your Upromise account, the dollars will add up over time. You can also invite your family to join in.
Keep Track Of Your Loans
If you know that you will be facing problems regarding loans and their repayment, you should start thinking big. Start getting organized; it is never too early to do that. You can lose track of your loans very easily with your studies and extracurricular activities going on. You should make a plan about how you are going to repay. Make a list of all of your student loans and include every detail starting from names to contact information. Record the amount you are owed, the interest rate, and when you are supposed to give it all back. Breakdown your federal student loans, if you can.
Take advantage of the student loan interest deduction allows you to deduct up to $2,000 in private and federal student loan interest. Take advantage of this policy. You can claim this money even if you do not itemize.
There is an offer that many lenders have. In this offer, there can be an interest rate reduction of if you sign up for auto-debit. What happens is that every month, your loan payment will be deducted from your bank account automatically. You can save up to $300 in interest for every $10,000 that you have borrowed.
Follow these tips and make your life easier!
About the Author:
The article has been written by Taylor Hill for Times of Startups. Taylor works for a financial technology company Stilt located in San Francisco which is revolutionizing the way individuals with limited or zero credit history get loans in the U.S.
Computer Programming for kids; why now and not later
If grade-schoolers are taught biology and mathematics in order to understand the world around them, then knowing the basics of how computers communicate—and how to engage with them—should be a given. There is virtually no field that doesn’t use computers in its day to day operation. Be it medicine, construction, legal services etc., every field involves the usage of computers and coding skills give a definite advantage to the people involved in these fields.
Understanding the importance of coding in the present times, various initiatives have been taken both by the government and private players to improve the coding skills of young children. For example, few years back, Google launched an initiative called “Made With Code”, aimed at getting young women excited about learning to code and close the gender gap in the tech industry. The idea behind this initiative was to show young girls that the things they love, from apps on their smartphones to their favorite movies are made with code, and they can apply the skills they learn to their own individual passions.
Still, there is a great disparity between the percentage of men and women who can code. In the United States, for example, Women currently hold only 24% of the jobs in computing—a level that has held steady since 2011. What’s worse is that the situation doesn’t seem to turn around for good in the near future. That percentage is likely to fall to 22% by 2025 if no new efforts are made to create and sustain young women’s interest in computing, from junior high to university.According to various Federal reports, the share of women computer science majors in the US dropped from 34% in 1984 to 18% in 2017.
The gender gap in computing doesn’t just impact women’s earnings by leaving them out of key industries like medicine, engineering, dentistry etc. Eventually, the lack of gender diversity in a workplace impacts a company’s competitiveness as it attempts to navigate new business models using technology.
Globally too, there has been a decline in the number of women involved in computing roles thereby impacting their participation in the above mentioned fields simply because of computational and other fields are intertwined in modern times.
It has been seen that young children generally show sparking interest in junior high school, before their interest falling in high school, eventually their interest level reaching an all time low by the time they reach college. The way computer science is taught to young minds matters the most apart from other contributing factors.
What parents in America should do to create interest in coding among children?
Learning to code prepares kids for the world we live in today. There are tons of jobs and occupations that use code directly, like web designers, software developers and robotics engineers, and even more where knowing how to code is a huge asset—jobs in manufacturing, nanotechnology, medicine or information sciences. Some educators and experts are calling it the ‘new literacy’—a subject so important that every child needs to know the basics to excel in our rapidly changing world.
Apart from various government initiatives targeted towards improving the level of computational knowledge among children, parents have a big role too in generating interest among children in coding. Given the relevance of coding in various jobs one pursues after college, if you think your kids are too young to learn to code? Think again.
Four- and five-year-olds should learn the foundations of coding and computer commands along with learning to write and spell words. Older kids can learn to code through classes, mentors and online tutorials.
For starter, coding should be made fun. And what’s fun for children? Without an iota of doubt, it is playing games! Code Ninjas provides a unique solution in this regard by providing a place where gaming is celebrated as kids gain confidence in coding, logic, and problem solving. Code Ninjas creates a high-quality, continuous curriculum that lets kids grow and learn, no matter where they start. All this while, the children feel that they are having fun. Coding games and toys equip kids with 21st-century skills!
Another important thing that parents can do is to make sure that students are in contact with role models and inspiring teachers. There is no dearth of role models in the tech field. From Bill Gates to Susan Wijcicki, Belinda Parmer, Juliana Rotich, your child’s name just to name a few of the hundreds of role models to look up to.
Moreover, as discussed above, because young women are more likely to be interested in taking up careers that can help bring positive change in the world. If parents emphasize how computers can help solve problems, girls are going to be more likely to get interested in coding.
By 2019, 51% of all Science, Technology, Engineering, and Math (STEM) jobs are projected to be in computer science-related fields, according to a White House fact sheet. The federal government alone needs an additional 10,000 IT and cybersecurity professionals, and the private sector needs many more. Computer science is not only important for the tech sector but also for a growing number of industries, including transportation, healthcare, education, and financial services, that are using software to transform their products and services. In fact, more than two-thirds of all tech jobs are outside the tech sector.
Here’s how Code Ninjas is making Coding fun for young children in the US
Piano, Violin, Art, Kumon, and Mandarin lessons are just some of the skills we parents are desperately trying to impart onto our children to give them the edge we foresee as worthwhile. However, we neglect the game changer, a skill set many deem to be on the same plane as Math, Reading and Writing-CODING also known as computer programming, or computer literacy.
According to the US Department of Labor, one million jobs in computing will go unfilled by 2020. The biggest reason for these positions being not filled— lack of skilled candidates.
Though there has been a national movement to teach computing to students in schools across the country, the results have not been so encouraging. Moreover, the phenomenon of “pop computing” is on the rise, in which light version of computer science is catered to the students. This has seriously degraded the quality of coding skills among the students.
In this age, without an iota of doubt, one can assert that the knowledge of computer programming among children is very important for them securing a lucrative career in most fields. The world is advancing in technology at an unimaginable pace and those who do not know how to code will be locked out of this mandatory skill set.
Tackling this challenge head on is Code Ninjas, Code Ninjas solves the most fundamental problems involved in equipping children with the right coding skills at an early stage. The idea behind Code Ninjas is to create “Problem solvers of tomorrow “.
For many students, coding experience is not fun all the time. Existing after-school programs are boring and parents have to drag kids there. Existing online materials are too hard for kids to understand by themselves. Kids like to play and have fun, while parents want to see real results.Moreover, everybody wants their kids to be social, but screen time at home is a solitary exercise.
Wouldn’t it be great if one could impart coding skills in children by letting them do what they love the most- i.e. playing games? Code Ninjas provides a unique solution in this regard by providing a place where gaming is celebrated as kids gain confidence in coding, math, logic, and problem solving.
Code Ninjas creates a high-quality, continuous curriculum that lets kids grow and learn, no matter where they start.
Code Ninjas also offers an easy-to-follow system, with support and encouragement from a Code Sensei as well as fellow students. Code Ninja’s biggest USP is that the kids aren’t aware that they’re learning – they assume that they are just having fun.
Computing jobs allow economic mobility and great earning potential over the course of a career. Kids in the US are falling behind the rest of the world in STEM subjects. Moreover, schools don’t have time or resources to meet demand for quality coding education. As justified by the US Government’s own statistics available in various reports, a national non-STEM job opening is filled in about 33 days, compared to 56 days for jobs that require programming skills and 65 days for mobile developing. Thus, it is only wise to impart coding skills at a very early age and doing this in a way kids love will definitely yield good results.
Equip your child with being creators, producers and innovators of technology not SOLELY consumers of technology.
Enroll today, space is limited.https://www.codeninjas.com/enroll/ca-palos-verdes
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